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Author: Key West Mortgage Syndicated User

Fidelity Home Group | Why You’ll Want a Home Inspection

Written by Key West Mortgage Syndicated User on . Posted in Florida Keys Mortgage, Mortgage Florida Keys.

Fidelity Home Group | Why You’ll Want a Home Inspection An inspection is an important part of the homebuying process. And it’s one you don’t want to skip. Let’s connect to talk about other ways to make your offer stand out. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #homeinspection #fidelityhomegroup

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Florida Mortgage | Your Home Equity Could Make Moving Possible

Written by Key West Mortgage Syndicated User on . Posted in Florida Keys Mortgage, Mortgage Florida Keys.

Florida Mortgage | Your Home Equity Could Make Moving Possible The average homeowner has $311K worth of equity built up. If you want to find out how much equity you have and how you can use it to fuel your move, contact us and get some options! NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #homeequity #heloc #heloan #secondmortgage

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Home Projects That Add the Most Value

Written by Key West Mortgage Syndicated User on . Posted in Agent Value, Infographics, Key West Florida News, Key West News, Selling Tips.

Some HighlightsWhether you’re planning to move soon or not, you want to be strategic about which home projects you take on. ?Because not all of them will be worth it.Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs. Connect with a local agent so you know which projects are actually worthwhile.?

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Is It Better To Rent or Buy a Home?

Written by Key West Mortgage Syndicated User on . Posted in First-Time Buyers, For Buyers, Key West Florida News, Key West News, Rent vs. Buy.

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now?With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone right away. You should only buy a home when you’re ready and able to do it, and if the timing is right for you.But here’s the thing you need to know about renting.While it may feel like a safer bet today – and in some areas might even be less expensive month-to-month than owning – it...

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The Secret To Selling Your House in Today’s Market

Written by Key West Mortgage Syndicated User on . Posted in Agent Value, For Sale by Owner, For Sellers, Home Prices, Key West Florida News, Key West News, Selling Tips.

A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door.But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting a little longer. And more sellers are having to cut their prices.So, how do you still come out on top? It all starts with one thing, pricing your house right from the start. Today, that matters more than ever – and it can make or break your sale.There’s a Real Price Disconnect...

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Many Veterans Don’t Know about This VA Home Loan Benefit

Written by Key West Mortgage Syndicated User on . Posted in First-Time Buyers, For Buyers, Key West Florida News, Key West News.

For 80 years, Veterans Affairs (VA) home loans have helped countless Veterans buy a home. But even though a lot of Veterans have access to this powerful program, the majority don’t know about one of its core benefits.According to a report from Veterans United only 3 in 10 Veterans are aware they may be able to buy a home with no down payment with a VA loan (see visual below):That means 7 out of every 10 Veterans could be missing out on a key homebuying advantage.That’s why it’s so important for Veterans, and anyone who cares about a Veteran, to be aware of this program. As Veterans...

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Common Real Estate Terms Explained

Written by Key West Mortgage Syndicated User on . Posted in Agent Value, Buying Tips, First-Time Buyers, For Buyers, Key West Florida News, Key West News.

If you’re a first-time homebuyer, chances are you’ll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life. The good news is you don’t need to be an expert on real estate jargon. That’s your agent’s job. But getting to know these basic terms will help you feel a lot more confident throughout the process.Terms Every Homebuyer Should KnowOnce you’re familiar with this terminology, you’ll have a better understanding of important details – from contracts to negotiations. So, when those...

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Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row

Written by Key West Mortgage Syndicated User on . Posted in Economy, Infographics, Key West Florida News, Key West News.

Some HighlightsIn a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now.That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty.If you’ve been trying to decide if it makes sense to buy a home today, connect with an agent to talk about the programs that can help you become a homeowner.

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Thinking about an Adjustable-Rate Mortgage? Read This First.

Written by Key West Mortgage Syndicated User on . Posted in For Buyers, Key West Florida News, Key West News, Mortgage Rates.

If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs).If you remember the crash in 2008, this may bring up some concerns. But don’t worry. Today’s ARMs aren’t the same. Here’s why.Back then, some buyers were given loans they couldn’t afford after the rates adjusted. But now, lenders are more cautious, and they evaluate whether you...

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More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity

Written by Key West Mortgage Syndicated User on . Posted in For Buyers, Inventory, Key West Florida News, Key West News.

Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash.But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of the market returning to a more stable, healthy place.What’s Going on With Inventory?Based on the latest data from Realtor.com, inventory just hit its highest point since 2020, shown with the white line in the graph below.But what you need to realize is, at the same time, inventory levels still haven’t...

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