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Tag: #keywestmortgage

The Remodel You’ve Been Dreaming About May Be Closer Than You Think

Written by Key West Mortgage Syndicated User on . Posted in Equity, For Sellers, Key West Florida News, Key West News.

That kitchen you’ve been mentally redesigning…The bathroom that really needs a refresh…Or the outdoor space you keep saying you’ll get to someday…What if you already have what you need to finally make it happen? Because a growing number of homeowners are realizing just that.Homeowners are expected to spend over $522 billion on home improvements by the end of 2026 – and they’re not draining their savings accounts to get it done. Many are using their home equity.And if you’ve owned your home for 10+ years, there’s a chance you could use your equity to fund some home upgrades...

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Affordability Has Improved in All 50 States

Written by Key West Mortgage Syndicated User on . Posted in Affordability, First-Time Buyers, For Buyers, Key West Florida News, Key West News.

For the past few years, affordability has been what’s stopped a lot of buyers in their tracks. Maybe it stopped you, too.At some point you probably did the math, looked at the monthly payment, and decided to pause your search and wait for things to get better. But here’s something you may have missed while you’ve been sitting on the sidelines.Over the last year, housing affordability has improved in all 50 states. Yes, you read that right. It’s gotten better in every single state.That’s based on new research coming out of First American. And while housing is still fairly expensive compared...

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3 Must-Do’s for First-Time Home Buyers

Written by Key West Mortgage Syndicated User on . Posted in Agent Value, Buying Tips, Featured, First-Time Buyers, Key West Florida News, Key West News.

Buying your first home is exciting, but it can also be a little nerve-wrecking because it’s something you’ve never done before. And trying to think of everything you need to do can feel like a lot. But here’s the key.You don’t have to figure everything out on your own. And you don’t have to do it all at once. Just tackle it one thing at a time.Here’s a simple list of 3 main things you should focus on to help you get started.1. Assemble Your Team: Don’t Do This AloneBuying a home is a team sport. And having the right professionals by your side can make a world of difference. Here’s who you...

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The #1 Reason Buyers Walk Away (And How To Get Ahead of It)

Written by Key West Mortgage Syndicated User on . Posted in Agent Value, Featured, For Sellers, Key West Florida News, Key West News, Selling Tips.

You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017. That can sound intimidating. But it varies a lot by market.And here’s the key thing to understand if you want to sell. A lot of the time, there’s one common cause. And it’s something you can actually control.Here’s what you can do to get ahead of the biggest dealbreaker before it ever becomes a problem.The Top Dealbreaker: Issues That Pop Up During the InspectionA Redfin survey shows over 70% of recently cancelled contracts...

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One Key Sign We’re Not Headed for a Wave of Foreclosures

Written by Key West Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Foreclosures, Key West Florida News, Key West News.

Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008 – specifically to what happened to the market during the housing crash. So, let’s do exactly what your brain already wants to do, and see if there’s any connection there.The simple truth is foreclosure filings are rising. But they’re nowhere near crisis levels. And that’s not where they’re headed either. Here’s why.Take a look at serious delinquencies – loans where the homeowner is more than 90 days late on their mortgage payments.While those have increased slightly, data from the New York Fed shows...

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If Your House Isn’t Getting Offers, Read This.

Written by Key West Mortgage Syndicated User on . Posted in Agent Value, For Sellers, Key West Florida News, Key West News, Price It Right/Overpricing, Selling Tips.

Online searches for “can’t sell house” just hit an all-time high according to Google Trends. So, if your house has been sitting on the market without any bites, you’re not the only one. But it’s also not the end of the road. Homes are selling every day, so you can turn this around. You just need to take another look at your approach.If you’re feeling this pain, know this: an online search engine isn’t where you should go for your answers. It’s much better to talk to your agent. Because a search engine doesn’t know your market or your house. But your agent does.While a quick search or...

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Should You Wait for Lower Rates?

Written by Key West Mortgage Syndicated User on . Posted in Affordability, Featured, First-Time Buyers, For Buyers, Key West Florida News, Key West News, Mortgage Rates.

Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it,” you’re not the only one.A lot of buyers are treating the 5s like some kind of magic number. As if moving from 6.1% to 5.99% suddenly changes everything. And from a mindset perspective, it does feel different.But here’s the part most people don’t actually run the math on.The Payment Difference Isn’t What You ThinkLet’s say you’re looking at a $500,000 home loan. At 6.1%, generally speaking, your...

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Florida’s housing boom grows fast

Written by Key West Mortgage Syndicated User on . Posted in Florida Keys Mortgage, Mortgage Florida Keys.

Florida is seeing a surge in new home construction, especially around Orlando and Kissimmee. This growth is fueled by more people moving in and the state’s welcoming business climate. New subdivisions and condos are becoming popular investment options for homebuyers and investors alike. With DSCR loans, you can take advantage of these opportunities without traditional income proof, making the process smoother for investors. Approved for investors — bank statements accepted; fast 7-day approval. Link in bio. Get a rate quote — no personal info. #DSCRLoans #FloridaRealEstate...

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Start your home purchase qualifier

Written by Key West Mortgage Syndicated User on . Posted in Florida Keys Mortgage, Mortgage Florida Keys.

? Thinking about buying a home in Florida? Here’s a quick way to see if you qualify for DSCR loans, which are designed for investors and approved with bank statements or assets statements —no W2s needed. Our home purchase qualifier is easy to use and helps you understand your mortgage options. Choose between fixed, adjustable, jumbo, and government-insured loans. Each type has its pros and cons, so knowing what fits your profile can save time and money. Start your process today. Link in bio. Get a rate quote — no personal info. ? Link in profile #FloridaHomes #DSCRLoans...

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