Tag: #keywestmortgagerates

Mortgage rates got you dancing? Discover how different loans can make your Florida condo dreams a reality. Whether bridge loans, construction loans, or asset depletion offers, find your rhythm with smart choices. #MortgageTips #FloridaRealEstate #CondoLoans #HomeLoanHelp #MortgageDance

? Buying a home in Florida but need quick funds? Here’s how a Bridge Loan can help you move smoothly. A Bridge Loan lets you use your current home’s equity to cover a down payment on your new home. Key points: • Up to 75% Loan-to-Value for primary homes • No monthly payments during the loan term • Loan term: 12 months (primary), 6 months (second homes/investments) • Balloon payment to clear the loan at the end This short-term loan supports non-contingent offers, perfect if you need to relocate quickly or retire. See if a Bridge Loan fits your Florida new home plans:...

Florida Mortgage | 1 Million Reasons To Buy a Home There are 1,072,417 homes for sale right now. Let’s connect to find the one you’re looking for in our local market. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Worried about qualifying for an investment property loan? ? DSCR loans let you qualify using your property’s income — no personal income verification needed. These loans are made for investors, requiring a 660+ credit score and a down payment starting at 20%. You can even close the loan under an LLC or corporation, making it perfect for your investing strategy. With no lease requirements and options for purchase or refinance, DSCR loans support your growing portfolio with flexibility up to $5 million. Learn more about how DSCR mortgages work and if they’re right for your...

Nothing brings people together quite like the smell of freshly baked cookies! On Bake Cookies Day, let’s celebrate those joyful moments in the kitchen creating treats and memories. What’s your favorite cookie to bake or share? ??? #BakeCookiesDay #HolidayBaking #SweetTraditions #CozyKitchen #BakeWithLove

Stuck in mortgage approval limbo? You’re not alone! Many investors feel like they’re dancing in circles trying to find the right loan. Understanding your options can help break the cycle. Ready to move forward? Comment ‘Loan Dance’ if this sounds familiar! ? Link in profile #MortgageApproval #HomeLoans #InvestmentProperty #FloridaRealEstate #LoanTips

Self-Employed and Business Owners, as well as those who earn seasonal income, are finally starting to have access to excellent mortgage options. This includes mortgage products that do not require you to submit any Tax Returns, W2’s or Pay Stubs, but rather allow you to use bank statements to verify your income instead. Want to learn if this fits your situation? Check out the link in our bio for details. ? Comment "Bank Statement Loan" if you’re self-employed and want to know more! #SelfEmployedMortgage #BankStatementLoans #InvestmentProperty 12MonthBankStatementLoans...

Worried that being self-employed will make it hard to get a mortgage? Many lenders ask for strict tax returns that don’t tell the full story. Our Self-Employed Mortgages look at different ways to verify your income, so you can get approved without the usual hassles. ? If you’re self-employed and want to learn more, book a consult with us—link in bio. And comment ‘P&L’, ‘Bank Statement, ‘Stated Income’, etc..if that’s you! ? Link in profile #SelfEmployedMortgage #InvestmentProperty #FloridaRealEstate #MortgageHelp #RealEstateInvesting

Wishing all who celebrate a joyful and bright start to Hanukkah! May the Festival of Lights bring happiness, peace, and warmth to your homes and hearts. ??? Happy Hanukkah! #Hanukkah #FestivalOfLights #SeasonOfJoy #CelebrateDiversity #HappyHanukkah

If you have substantial assets but limited income, you might still qualify for a mortgage in Florida through asset depletion loans. These loans look at your total assets rather than traditional income sources. Here’s how it works: your assets are divided by 60 months to calculate monthly qualifying income. If you’re 59.5 or older, 100% of liquid assets count; if younger, retirement assets count at 50%. You can borrow up to 80% of the property’s value, with a minimum 20% down payment and credit scores from 700 upward. The loan covers primary, secondary, and investment...