Tag: #keywestmortgagecompany

Florida Mortgage | 1 Million Reasons To Buy a Home There are 1,072,417 homes for sale right now. Let’s connect to find the one you’re looking for in our local market. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Worried about qualifying for an investment property loan? ? DSCR loans let you qualify using your property’s income — no personal income verification needed. These loans are made for investors, requiring a 660+ credit score and a down payment starting at 20%. You can even close the loan under an LLC or corporation, making it perfect for your investing strategy. With no lease requirements and options for purchase or refinance, DSCR loans support your growing portfolio with flexibility up to $5 million. Learn more about how DSCR mortgages work and if they’re right for your...

Nothing brings people together quite like the smell of freshly baked cookies! On Bake Cookies Day, let’s celebrate those joyful moments in the kitchen creating treats and memories. What’s your favorite cookie to bake or share? ??? #BakeCookiesDay #HolidayBaking #SweetTraditions #CozyKitchen #BakeWithLove

Stuck in mortgage approval limbo? You’re not alone! Many investors feel like they’re dancing in circles trying to find the right loan. Understanding your options can help break the cycle. Ready to move forward? Comment ‘Loan Dance’ if this sounds familiar! ? Link in profile #MortgageApproval #HomeLoans #InvestmentProperty #FloridaRealEstate #LoanTips

Self-Employed and Business Owners, as well as those who earn seasonal income, are finally starting to have access to excellent mortgage options. This includes mortgage products that do not require you to submit any Tax Returns, W2’s or Pay Stubs, but rather allow you to use bank statements to verify your income instead. Want to learn if this fits your situation? Check out the link in our bio for details. ? Comment "Bank Statement Loan" if you’re self-employed and want to know more! #SelfEmployedMortgage #BankStatementLoans #InvestmentProperty 12MonthBankStatementLoans...

Worried that being self-employed will make it hard to get a mortgage? Many lenders ask for strict tax returns that don’t tell the full story. Our Self-Employed Mortgages look at different ways to verify your income, so you can get approved without the usual hassles. ? If you’re self-employed and want to learn more, book a consult with us—link in bio. And comment ‘P&L’, ‘Bank Statement, ‘Stated Income’, etc..if that’s you! ? Link in profile #SelfEmployedMortgage #InvestmentProperty #FloridaRealEstate #MortgageHelp #RealEstateInvesting

Wishing all who celebrate a joyful and bright start to Hanukkah! May the Festival of Lights bring happiness, peace, and warmth to your homes and hearts. ??? Happy Hanukkah! #Hanukkah #FestivalOfLights #SeasonOfJoy #CelebrateDiversity #HappyHanukkah

If you have substantial assets but limited income, you might still qualify for a mortgage in Florida through asset depletion loans. These loans look at your total assets rather than traditional income sources. Here’s how it works: your assets are divided by 60 months to calculate monthly qualifying income. If you’re 59.5 or older, 100% of liquid assets count; if younger, retirement assets count at 50%. You can borrow up to 80% of the property’s value, with a minimum 20% down payment and credit scores from 700 upward. The loan covers primary, secondary, and investment...

? Not all Florida condos qualify for conventional mortgages. Why? Many condos are deemed "non-warrantable" because they don’t meet criteria set by agencies like Fannie Mae and Freddie Mac. Common reasons include new construction, limited owner control over the HOA, low insurance coverage, underfunded reserves, high renter or investor percentages, short-term rentals, or ongoing legal issues. Fidelity Home Group offers specialized non-warrantable condo loans that help you finance these properties. We provide loans up to $6 million, flexible terms including ARM and 30-year...

Florida’s population keeps growing fast — about 1,000 new people every day in 2023 alone. This surge is driven by job opportunities, warm weather, and no state income tax. But it also means more demand for homes, especially condos and rentals. That demand changes your loan possibilities, especially if you’re eyeing non-warrantable condo financing or asset depletion loans. When buying in a hot market like Florida’s coast, your mortgage options might be different from other areas. We help you understand how the population growth affects available loan programs and what that means for your...