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Category: Mortgage Florida Keys

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Florida Home Buyers

Florida home buyers, struggling with income verification for your first home? Many first-time buyers face this roadblock because traditional documents don’t show the full picture. Bank Statement Mortgages let you qualify using your bank statements instead of W2s, tax returns, or pay stubs. Whether you’re self-employed or have seasonal income, this program offers flexibility with various down payment options and supports financing for primary, secondary, or investment properties. You can finance up to 90% LTV with credit scores starting at 660. No reserves needed on loans 65%...

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Lenders denying your DSCR loans?

Lenders denying DSCR loans? You’re not alone. Many investors face the same challenge when applying through traditional lenders. Fidelity Home Group offers a solution that doesn’t require personal income verification…but can use it if needed. Our DSCR loan program is designed to help you qualify using your property’s cash flow. We understand the local market and have helped numerous Florida investors secure financing with fewer hurdles. Our team is available evenings and weekends to guide you through a smooth process. Start your journey today—no personal...

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Understanding Second Home Rates

? Buying a second home in Florida? Here’s what you need to know about second rates. • These loans can have different rates than primary home mortgages. • Florida second home properties are commonly non-warrantable condos or condotels along the coast. • Second homes are used less than 180 days a year. Learn more about our second home mortgage programs: https://www.fidelityhomegroup.com/second-home-mortgages/ Got questions? Drop what you need to know below! ? ? Link in profile #FloridaHomes #SecondHomeLoans #NonWarrantableCondo #EmeraldRealEstate #HomeBuyingTips #Condotels

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Veterans VA Loans

?? Veterans in Orlando, here’s a homebuying option that may fit your needs. The VA loan lets you buy a home with no money down and no private mortgage insurance. You don’t need perfect credit—just a 620 score or higher. It offers simplified approval and can cover loans up to $4 million, including jumbo loans. Did you know VA loans can lower your monthly payments and don’t have pre-payment penalties? Whether you served 90 days in wartime or 6 years in the reserves, you might qualify. Start by getting a pre-approval to see your VA rate quote. Curious if a VA loan suits your plans? Reach...

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When the loan details finally come into focus!

Ever feel blindsided by trying to get a self-employed mortgage? Our self-employed mortgage programs lift the curtain on options like bank statement and asset qualifier loans, making complex deals crystal clear. Ready for your home spotlight? Comment your city below! #FloridaLoans #SelfEmployedMortgages #HomeBuyingTips #MortgageMadeSimple #FidelityHomeGroup

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Happy Lunar New Year!

Our community values inclusion and celebrates diverse cultures and traditions that bring hope and new beginnings. The tone here is warm, festive, and hopeful—embracing renewal and unity. Happy Lunar New Year! May this year bring you luck, happiness, and prosperity. Let’s celebrate new beginnings and the joy of togetherness ??? #LunarNewYear #YearOfTheDragon #NewBeginnings #CulturalCelebration #Community

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